Additional named driver insurance

 · A named driver is another person that you add to your existing car insurance policy, someone you allow permission to drive the insured vehicle. This means that if this person is driving the car, he or she will be insured in the case of an accident, and covered if there is any damage to the vehicle.  · Insurers used to incur higher premiums for adding other drivers. However, now most of them allow policyholders to add 3 to 5 named drivers for free, under the condition that they are not young and/or inexperienced (i.e. over 26 years old with more than 2 years of driving experience), or dangerous www.doorway.ruted Reading Time: 5 mins. Named driver insurance, sometimes known as additional driver insurance, is the additional cover that can be extended to other drivers on your car insurance policy. You, as the main driver, and any named drivers will all be legally allowed to drive your car/5.

Additional drivers are insured on the policy and will have coverage when driving a vehicle, but they won’t receive a payout in their name in the event of an accident. This check would go to the named insured, the policyholder. Do you have to be listed as a driver on the insurance to be an additional driver? Yes. An additional driver must be listed on the insurance policy, but the policy may not provide them the same coverage as it would for a named insured driver. Named driver insurance, also called additional driver insurance, is the cover someone gets when they’re added to your car insurance policy. It means you’ve told your insurance provider that someone other than you might drive your car. On the other hand, an additional driver has very little say over the policy. Usually, the additional driver is someone who lives with the named insured. They may regularly drive the vehicle on the policy, which is registered under the named insured’s name.

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